Financial Times

It's certainly a difficult time in the United States. You can't turn on the television or open a newspaper without hearing about bailouts and foreclosures, bankruptcy, and unemployment. In times like these, you have to just feel lucky to be employed!

But right about the time you're reading this, we will have achieved two things: LDI will be over, and we'll have a new president. Now, I realize one is just a tad more globally important than the other, but for many folks in our in

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